IMPACT OF BANK’S LIQUIDITY BOTH IN SHORT-TERM AND IMMEDIATE ON BANKING INDUSTRY PERFORMANCE IN MALAYSIA: NON-PERFORMING LOAN AS A MODERATING VARIABLE
| dc.contributor.author | Chin Pei Sze | |
| dc.date.accessioned | 2026-08-27T08:09:48Z | |
| dc.date.issued | 2025 | |
| dc.description | The purpose of this study is to determine the impact of bank’s liquidity both in short-term and immediate on banking industry performance in Malaysia with the non-performing loan as a moderating variable. The sample collected covered 5 years of data from 2019 to 2023 with 25 commercial banks that incorporated in Malaysia. The study include Return on Assets (ROA) to measure the bank performance and bank’s liquidity measure by current ratio (CR), quick ratio (QR) and customer deposits (CD). Each of the selected data and information will be analyzed in this research by identifying the changes in bank performance to the changes in bank’s liquidity and non-performing loan (NPL). Panel data regression analysis is statistically utilized to determine the non-performing loan moderate the relationship between bank’s liquidity and bank performance. The main results indicate that current ratio have a negative significant on bank performance, quick ratio and customer deposit have a positive significant on bank performance. however, the non-performing loans does not moderate the relationship between bank’s liquidity and bank performance but have direct impact which is negative significant. | |
| dc.identifier.uri | https://scholarhub.unimas.my/handle/123456789/1854 | |
| dc.language.iso | English | |
| dc.publisher | Universiti Malaysia Sarawak (UNIMAS) | |
| dc.relation.ispartofseries | Faculty of Economics and Business | |
| dc.subject | Liquidity, short-term, immediate, bank performance, credit risk | |
| dc.title | IMPACT OF BANK’S LIQUIDITY BOTH IN SHORT-TERM AND IMMEDIATE ON BANKING INDUSTRY PERFORMANCE IN MALAYSIA: NON-PERFORMING LOAN AS A MODERATING VARIABLE | |
| dc.type | Final Year Project |